Cumulative GPA Calculator

Semester GPA covers one term only. Cumulative GPA covers every term you have completed, combined. Your transcript shows both, but the cumulative figure is the one graduation requirements, honours lists and most applications use — which is why it is worth tracking term by term instead of discovering it in your final year.

Because semesters carry different amounts of credit. A 3.6 over 15 credits and a 4.0 over 6 summer credits should not count equally — the 15-credit term represents more work. Cumulative GPA multiplies each term's GPA by its credits first, so bigger terms pull harder. Averaging the GPAs directly gives a different, wrong number whenever term sizes differ.

Yes — any term below your current cumulative average pulls it down, and any term above it pulls it up. The size of the move depends on how many credits sit behind your average already: a first-year student's GPA swings easily, while a senior's 3.5 built on 100 credits barely moves in a single term, in either direction.

It depends on your starting point and how much credit history you have. Try it above: add a hypothetical term with a 4.0 and the credits you plan to take, and watch the cumulative figure. If one term is not enough, add a second — the calculator makes the trade-off concrete instead of abstract.

Usually not. Most colleges accept transfer credits toward your degree but do not bring the grades into your home GPA — your cumulative GPA restarts with the courses you take there. High schools vary more. Check your school's policy; if transfer grades do count for you, just add those terms above like any other.

That depends on your school's grade-forgiveness policy. Some replace the first grade with the retake grade, some average the two, and some count both attempts. All three change the maths differently, so check the policy first — then model your case by adjusting the term above (replacement: edit that term's GPA; both count: add the retake as extra credits).